The short answer is HECK NO. A more appropriate title to this article should be “can a free app, teach you a tiny bit about credit scoring basics?” Then maybe the answer is yes. but also keep in mind that the “Simulator” they are referring to, is based on a credit score model that 90% of lenders dont even use, so how helpful is it really?
from Qwest Credit Enhancement Blog http://ift.tt/2psbTm8
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