The “arbitration rule” takes aim at the fine print in many of the agreements that consumers sign when they apply for credit cards or bank accounts. These agreements typically require customers to settle any disputes through arbitration in which a third party rules on the matter. A new CFPB rule would weaken a company’s ability to make arbitration mandatory, allowing more people to file or join a lawsuit to press their claim.
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“Changes coming to the way medical collection accounts will be reported on Consumer Credit Reports. Here is a decent article that sums it up”
The reality is we are talking about something so insignificant, that this article didnt warrant the time it took to write it. But to clarify, there is not such thing as a “Hard Inquiry, or a “Soft inquiry” for that matter.
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“Always check with the presiding laws in your state. Alot of times they are clear about how much a collection agency can charge as a fee. Many time collection agencies will charge a percentage, or fee, that is way beyond what is allowable in that particular State”
