It’s that time of the week for another #qwestimonial
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Friday, March 31, 2017
Tuesday, March 28, 2017
Credit bureau Experian fined $3 million over misleading credit scores
The CFPB said the credit bureaus offered consumers until at least 2014 “educational credit scores,” which are different from the scores the credit bureaus provide to lenders.
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Friday, March 24, 2017
#qwestestimonial
It’s time for another #qwestimonial Friday. Have a good weekend everyone.
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Thursday, March 23, 2017
Woman claims lawsuit was unlawfully filed against her in county where she does not reside
” a common tactic by unscrupulous collection agencies. they will often sue a consumer in a jurisdiction that is not relevant, and make it near impossible to defend for the average layperson”
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Tuesday, March 21, 2017
Robbins Arroyo LLP Is Investigating the Officers and Directors of Nationstar Mortgage Holdings Inc. (NSM) on Behalf of Shareholders
On March 15, 2017, the Consumer Financial Protection Bureau (“CFPB”) ordered Nationstar to pay a $1.75 million civil penalty for violating the Home Mortgage Disclosure Act (“HMDA”) by failing to report accurate data about mortgage transactions from 2012 through 2014.
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Thursday, March 16, 2017
Student loan defaults are surging, study finds
As of the end of 2016, there were 4.2 million Federal Direct Loan borrowers in default, meaning they’ve not made a payment in more than 270 days. That’s up 17 percent from 3.6 million at the end of 2015.
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Wednesday, March 15, 2017
Are we heading toward another subprime mortgage crisis?
Bear’s problems came from excessive investment in bonds based on subprime mortgages, which carry greater risk for one or more reasons, such as the borrower’s poor credit rating.
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Tuesday, March 14, 2017
Credit Reports to Exclude Certain Negative Information, Boosting FICO Scores
The decision by the three major credit-reporting firms—Equifax Inc., Experian PLC and TransUnion—could help boost credit scores for millions of U.S. consumers, but could pose risks for lenders.
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Tuesday, March 7, 2017
How This Mom “Accidentally” Raised Her Credit Score from 588 to 781 in Only 90 Days
“C’mon huffington post. This is a shameless ad for a “do it yourself” credit repair product, hidden in a FAKE NEWS story”.
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Thursday, March 2, 2017
CFPB Explores Impact of Alternative Data on Credit Access for Consumers Who Are Credit Invisible
The Bureau is seeking public feedback on the benefits and risks of tapping alternative data sources such as bills for mobile phones and rent payments to make lending decisions about consumers whose lack of credit history might otherwise block opportunities.
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